99paa's Profile

There's no doubt in my mind that over the next 3-5 years, renting makes far more sense. It's just so much cheaper than owning and gives you far more flexibility. If you bank the difference, you'll come out ahead unless the real estate market comes roaring back to life. I'm willing to bet against that happening over the next few years.

And with SF's renter-friendly laws, you're well-protected against extreme rent increases and eviction.

I might buy now if I could easily afford something I wanted, but since i can't (even though my wife and I make very good money), I'm willing to wait.