stellarshell's Profile

I need a wall full of books. Love that!

House tour stat! :)

As a homeowners insurance claims adjuster, people ask me all the time what the best coverage to get is.

My answer is always to get everything possible you think could potentially happen. I often times deny claims just because someone didn't think to add a certain endorsement which may have afforded them coverage.

Things like mold and sewer back-ups are typically excluded under your Homeowners insurance. When you pay a little extra each month though and add on these endorsements, a portion of your claim that might not have been covered, is.
It's better paying $5 extra month instead of trying to come up with $10,000 out of pocket.