Ellen80's Profile

I think most people would agree that saving money is something “easier said than done”. Personally, I believe it’s a mind-set that needs to be developed by creating good money-saving habits.

Here are some things I’ve done to help change my spending habits:

- Cook more at home ( Eating out is very expensive especially
if you do it a couple times a week
- Try shopping online ( You can find better deals than in the
store and you save on gas (I recommend HYPERLINK
"http://www.shoptivity.com" http://www.shoptivity.com)
- Pay the full balance on credit cards each month ( Interest
charge is like giving away free money
- Don’t forget to pay yourself ( Set up an online savings
account (they pay higher interest than a normal savings
account)
- Set a budget and goals ( It’s good to have your goals
written down so you see them everyday and don’t lose focus
on your ultimate objectives

Again, saving money requires a lot of patience and hard work. However, you’ll thank yourself later on in life. Good luck everyone!! =)