down the rabbit hole's Profile

I just did this! It's so refreshing. My last steps are to call my credit card company to see if they can lower my interest rate and increase my credit limit, consolidate my retirement accounts, open a new credit card with better travel rewards, and fire my incompetent financial advisor.

One of the best things I did was review my monthly/yearly subscription fees. Once I added up how much I was spending on subscriptions - magazines, Instapaper, Backblaze, hosting, Netflix, Hulu, Spotify, Birchbox, gym membership that I never used, etc - I took an axe to 90% of them and only kept what was important and used most frequently. I also evaluated the plan level and dropped some of them to cheaper plans.