I use an App to track every penny of my spending (I use EEBA). After tracking for all of 2012, I better understood my category spending and made many cuts. In 2013 I built a category budget that was 25% less across the board. It was very difficult at times, I often robbed one budget to use in another category but I never overspent. I ended up saving several thousand dollars in 2013. I also pay credit cards in full every month. I would never carry a balance, it's money down the drain.
You Can Do It: 100% Realistic Budgeting Tips & Resources
|1/20/14 11:40 AM|
Wow. This was a real challenge. I worked on the kitchen Friday, Saturday and Sunday and finished in times for the Globes last night.
Weekend Chores: Flowers, Kitchen Organizing & Cleaning, Make a Meal January Cure: Assignment # 7
|1/13/14 11:14 AM|
My guest room door has glass panels - not great for privacy. I am going to use some drawer liner to cover the panes.
You Can Do It: Pick a Project to Cross Off Your List January Cure: Assignment # 5
|1/8/14 11:12 AM|